Sim Only Deals
In the UK car insurance is a legal requirement. Not only are you breaking the law without it, but you will be financially responsible for any damage done to property or people. While the role of car insurance is simple, choosing the right level of coverage and making sure that you are getting your insurance for the best possible price can be a bit trickier. The following guide is designed to assist you in your car insurance decisions by outlining the different types of car insurance available and highlighting some tips to help you save money.
In the UK, car insurance cover can be broken down into three categories:
While most people opt for annual car insurance as it works out the cheaper and the chances are that you will be using your car regularly throughout the year, there are times that you do not need cover for a full year. Such occasions include sharing the driving with your friend on a long road trip or lending your car to relative for a short period of time. In these cases, short term car insurance would be the most affordable and practical option.
In most cases, short term car insurance comes in the form of monthly insurance. However, you can also purchase shorter term car insurance which last for a week or just a few days. Temporary or short term car insurance is incredibly easy to apply for and can provide you with instantaneous cover.
One of the best and most efficient ways to quickly compare the car insurance deals out there is to take advantage of an insurance comparison website such as Go Compare, Compare the Market, Uswitch or Money Supermarket. In order to show you all the car insurance deals that you are elegible for, car insurance comparison sites will ask you for information about the car, yourself and any other drivers you would like to include on the insurance. Such details required include no claims history, how long you have held a license for, registration number of the vehicle and whether you have any driving convictions. In addition, many of the sites above and sites like Money Saving Expert also offer further information about choosing car insurance and tricks to save you money.
By spending some time entering details about your car and driving history, these comparison sites can return you with the best quotes from a number of top car insurance providers such as Tesco car insurance, LV car insurance, AA car insurance and Aviva car insurance.
|Company||Multicar Insurance||Online Discount||No Claims Discount||Multi Car Discount||Policies Offered|
|✓||✓||✓||✓||Comprehensive, Black Box, TPFT|
Here are some helpful tips to help you reduce the cost of your car insurance.